How Do I Qualify for a Loan?

You need to be 18 or over.

If you are still under 21, you will need a co-borrower or guarantor.

You need to show that you can afford the repayments and that your credit is good.

You must be living in New Zealand as a New Zealand Citizen or Permanent Resident.

You must not be a current bankrupt or in No Asset Procedure, or working through a Summary Instalment Order.

If you are securing your loan against a vehicle, you must have at least a restricted Driver’s Licence.

What Are my Responsibilities as a Borrower?

  1. The vehicle must be kept legal for the road i.e. with current Warrant of Fitness,Registration, and Diesel Mileage if applicable.
  2. The vehicle must be fully insured and safe for use.
  3. If you have any difficulties with your credit contract please keep in touch with us. We can usually sort something out that suits.

Previous Bad Credit History?

Every application is assessed on a case by case basis. We cannot guarantee approval, but we will assess your current information, so do contact us.

Contact us here.